- Answer
- No. This policy is unlikely to pay out for a work laptop stolen while you're away.
- Why
- Your policy covers personal possessions away from home, but excludes equipment used mainly for business.
- Source clause
We do not cover business equipment or items used for work purposes when away from your home address.
Section 3.4 · view in policy →- Exclusion
- Separately, theft from an unattended car is only covered if it was locked and the item was out of sight.
- What to check next
- Whether your employer already insures the laptop. If you're self-employed, look at business equipment or portable possessions cover.
More than insured.
Confidently covered.
Are you
insured right?
Having insurance is easy. Knowing whether it will actually protect you is harder. Let's find out.
Check what I already haveUpload a policy and understand exactly what it covers.
Work out what I actually needTell us about your life and we'll help identify the cover that matters.
- Clear answers
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⌂HomeCovered✓
◐CarCovered✓
✈TravelNeeds review!
£IncomeUnclear?
♡LifeNot covered✕
How it works
Three jobs. No jargon.
- 01Understand
Upload your policies and get the legal waffle translated into what's in, what's out, and what it'll cost you.
- 02Check
Ask "what if?" before something actually happens, and see the exact clause the answer comes from.
- 03Build
Work out what protection genuinely fits your life, including the cover you can safely skip.
01 Understand
Upload a policy.
See what it really covers.
InsuredRight reads the policy wording and the schedule, understands the detail, and explains it in plain English. In seconds, not an afternoon.
PDFJPGPNG This demo uses a sample home policy. Uploads open with early access.
Cover analysisReady when you are
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Section 1.1 "We will pay for loss or damage to the buildings caused by the events listed below…" Rebuild sum insured £350,000.
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Section 2.1 Contents covered at your home up to £60,000, new-for-old. Single item limit £1,500.
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Schedule Accidental damage is an optional extra. It isn't listed on your schedule, so assume you don't have it until you've checked.
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Section 3.4 (exclusions) "We do not cover business equipment or items used for work purposes when away from your home address."
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Endorsement E4 "Loss or damage caused by flood is excluded from this policy." Added because of the property's flood-risk rating.
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Schedule £500 compulsory excess on every claim. Escape of water: £1,000.
You're insured.
But there's a gap.
02 Check
Ask your
insurance.
Clear, evidence-based answers to your real-life questions. No jargon. No guesswork. No fluffy "it depends".
Try these:
03 Build
Get the right cover
for your life.
Not "what insurance product are you looking for?" Most people don't know, and they shouldn't have to. Tell us what would financially hurt if something went wrong, and the map builds as you go.
1 What matters to you?
2 Do you have cover for it?
Your cover overview
0%of your priorities covered
You're insured right. ✓
Every area you said matters has cover. We'll nudge you when something's up for renewal.A completeness view based on the areas you said matter. Not a score, and not advice.
Our promise
Don't buy more insurance.
Buy the right insurance.
Allowed to say "you don't need this"
Gadget cover that duplicates your contents policy. Breakdown cover you already get with your bank account. If it overlaps, we'll say so, even if it means you buy nothing.
Evidence on every answer
- Answer
- Why
- Source clause
- Exclusion
- What to check next
If we can't point to the wording, we say it's unclear rather than guess.
Decision support, not a sales funnel
InsuredRight explains what your cover does and where the gaps are. Where you need a personal recommendation, that comes through an appropriately authorised partner, and we'll tell you when that's happening.
The worst time to discover a gap
is when you make a claim.
Be sure. Be prepared. Get insured right.
Check my cover firstEarly access
If your answer is
"I don't know"…
…that's exactly why InsuredRight exists. We're opening it up to a small group first. Leave your details and we'll be in touch when there's a place for you.
- No spam, and no selling your details to insurers.
- One email when your place is ready.
- Questions now? hello@insuredright.co.uk