Protect yourself with accident & sickness insurance
A long-term illness or an unfortunate accident can place immense strain on the family finances, especially if you have no savings to fall back on. However long you are away from work, the bills will of course continue to come in, leaving you with the immense pressures that come from trying to make ends meet.
An accident & sickness insurance policy will bring you the peace of mind that comes from knowing that you’d planned sensibly, and that you have money still coming in at this most crucial time. Not having to worry about how the bills are going to be paid is a major benefit, one that could prove to be vital while you get back on your feet.
Unlike redundancy insurance, accident and sickness cover protects you while you’re still in employment. A mortgage insurance policy will help you to pay your monthly repayments while you’re not well, but with accident and sickness cover you can spend the money that comes in on anything, including utility bills, loan repayments, travel arrangements and medical expenses. The choice is yours.
A large number of options to choose from
Most policies will provide you with a percentage of your usual income, and the length of time you can be away from work and still receive payments will depend on the individual policy. As always, the team at Insured Right will be able to go through the policies that are available to you, and can advise on which of them would be more suitable than others.
If you don’t have accident and sickness cover you could leave yourself open to major problems if you fall ill, especially if you work for a company that offers little or no sick pay. Protecting yourself and your loved ones is so important in this uncertain world in which we live.
A wide selection of policies are on the market, and sifting through each of them can be confusing and time-consuming. We can do all the leg-work for you, leaving you with a range of policies that match your particular circumstances. Our specialist team of friendly professionals can talk you through the pros and cons of each policy, leaving you with just the right cover.
To find out more, our team is waiting to hear from you on 01382 279 087. We hope you’ll call soon.