We’ll help you find the perfect critical illness cover
It’s not always easy to face up to the fact that a serious illness could come your way one day, but have you ever wondered about the consequences of such an occurrence on your loved ones? If you were stricken with a serious medical issue, would your family be able to cope with the financial problems that may result?
Critical illness cover can make a huge difference to your peace of mind, because you’d know that the bills would still be paid. Meeting the costs of the mortgage or the rent, the upkeep on cars, food and utility bills and school fees would be so much simpler if your family had access to a lump sum payment should the worst happen.
It’s worth remembering that critical illness cover is not the same as life insurance. You’d be covered for a number of specific medical conditions and would be paid out when and if one of them was diagnosed. The conditions themselves would depend on the particular policy you choose, but are likely to include issues such as:
- Heart attack
- Alzheimer’s disease
Remember, though, that the policies may not extend to the early stages of some cancers as they are readily treatable, and that mild problems in some illnesses are unlikely to be covered either. As always, the team at Insured Right can talk you through the possibilities so that your policy is perfectly tailored to your needs.