Welcome to Insured Right

Find Us

87 Commercial Street,

Dundee DD1 2AB

Critical illness cover

We’ll help you find the perfect critical illness cover

It’s not always easy to face up to the fact that a serious illness could come your way one day, but have you ever wondered about the consequences of such an occurrence on your loved ones? If you were stricken with a serious medical issue, would your family be able to cope with the financial problems that may result?


Critical illness cover can make a huge difference to your peace of mind, because you’d know that the bills would still be paid. Meeting the costs of the mortgage or the rent, the upkeep on cars, food and utility bills and school fees would be so much simpler if your family had access to a lump sum payment should the worst happen.


It’s worth remembering that critical illness cover is not the same as life insurance. You’d be covered for a number of specific medical conditions and would be paid out when and if one of them was diagnosed. The conditions themselves would depend on the particular policy you choose, but are likely to include issues such as:

  • Cancer
  • Stroke
  • HIV
  • Heart attack
  • Alzheimer’s disease


Remember, though, that the policies may not extend to the early stages of some cancers as they are readily treatable, and that mild problems in some illnesses are unlikely to be covered either. As always, the team at Insured Right can talk you through the possibilities so that your policy is perfectly tailored to your needs.

All the cover you could possibly want

In many cases, a policy will include child critical illness cover, often for free. The after-effects of a serious illness can include the need to create wheelchair access in the home, so it’s reassuring to know that you’ll have the money available to make such alterations.


If you are and your partner are covered, you can take comfort from the fact that a one-off lump sum payment can be used to make sure you don’t lose out when one of you is no longer able to earn a living. This would obviously be a very difficult time for you both, so making sure the finances are in order can remove a great deal of stress.


The cost of insurance is important, of course. The amount you pay in monthly premiums will depend on a number of variables. Your medical history will be an important factor, as will whether you are or have been a smoker. Certain jobs carry a higher risk as well. And the more cover you want, the higher the premiums are likely to be.


Here at Insured Right, we can do all the work for you. If you tell us what you want, we’ll go and find the policies and you can then choose the perfect cover for your needs. With our invaluable help, you’ll be protected in no time, so call 01382 279 087 as soon as possible. We look forward to helping you.


Contact Insured Right

    Critical illness cover
    Article Name
    Critical illness cover
    Publisher Name
    Publisher Logo

    Sign up to Insured Right Newsletter

    I have read and agree to the terms & conditions
    • Miss Seymor

      My dealings with Insured Right have been nothing but professional and courteous. Thank you for your expertise

    • Mr Band

      Mike and his team are excellent. Hassle free and quick turn around.

    • Mrs Mackie

      I have tried using other companies before Insured Right. Simply a hassle free experience and fantastic service.