/* InsuredRight inner pages: check, cover map, talk, guides. Builds on site.css tokens. */
[hidden] { display: none !important; }
.mono { font-family: var(--mono); }
.narrow { max-width: 820px; }
.staging-bar { background: var(--amber-wash); color: var(--amber-deep); text-align: center; font: 600 13px/1.4 var(--mono); padding: 8px 16px; border-bottom: 1px solid #F1D79A; }

/* mobile menu */
.menu { display: none; position: relative; }
.menu summary { list-style: none; cursor: pointer; width: 44px; height: 44px; display: grid; place-content: center; gap: 5px; border-radius: 10px; border: 1.5px solid var(--ink); }
.menu summary::-webkit-details-marker { display: none; }
.menu summary span { display: block; width: 18px; height: 2px; background: var(--ink); border-radius: 2px; }
.menu ul { position: absolute; right: 0; top: 54px; background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); box-shadow: var(--shadow); list-style: none; margin: 0; padding: 8px; min-width: 240px; z-index: 60; }
.menu li a { display: block; padding: 12px 14px; text-decoration: none; border-radius: 8px; font-weight: 500; }
.menu li a:hover { background: var(--ivory); }

/* page furniture */
.page-hero { padding: 56px 0 28px; position: relative; }
.page-hero .big { margin-top: 12px; }
.section { padding: 36px 0 56px; }
.section.tight { padding: 8px 0 40px; }
.h2 { font: 800 clamp(26px, 2.6vw, 34px)/1.05 var(--cond); font-stretch: 75%; text-transform: uppercase; margin: 40px 0 16px; }
.h3 { font: 700 19px/1.2 "Archivo", sans-serif; margin: 0 0 12px; }
.card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); padding: 24px; box-shadow: var(--shadow); margin-bottom: 20px; }
.card.amber { background: var(--amber-wash); border-color: #F1D79A; }
.card > :first-child { margin-top: 0; }
.card > :last-child { margin-bottom: 0; }
.cols-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 20px; }
.cols-3 .card { margin: 0; }
.notice { border-radius: 10px; padding: 12px 16px; font-weight: 500; margin: 0 0 18px; }
.notice.ok { background: var(--green-wash); color: var(--green-deep); }
.notice.bad { background: var(--red-wash); color: var(--red-deep); }
.notice.amber { background: var(--amber-wash); color: var(--amber-deep); }
.ticks, .crosses { list-style: none; padding: 0; margin: 0 0 18px; }
.ticks li, .crosses li { position: relative; padding: 6px 0 6px 32px; color: var(--ink-2); }
.ticks li::before, .crosses li::before { position: absolute; left: 0; top: 7px; width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; font-size: 12px; font-weight: 800; color: #fff; }
.ticks li::before { content: "✓"; background: var(--green-btn); }
.crosses li::before { content: "✕"; background: var(--ink-2); }

/* upload */
.drop-card { display: grid; gap: 16px; margin-top: 24px; }
.drop { display: grid; justify-items: center; gap: 6px; text-align: center; padding: 36px 20px; border: 2px dashed #C9C2B0; border-radius: var(--r); background: var(--ivory); cursor: pointer; transition: border-color .2s, background .2s; }
.drop:hover, .drop.over { border-color: var(--green); background: var(--green-wash); }
.drop svg { width: 34px; fill: none; stroke: var(--green-btn); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.drop b { font-size: 20px; }
.drop span { font-size: 14px; color: var(--muted); }
.drop .drop-name { font: 600 14px var(--mono); color: var(--ink); }
input[type=file]:focus-visible + .drop, .drop:focus-within { outline: 3px solid var(--green); outline-offset: 3px; }
.btn[disabled] { opacity: .6; cursor: progress; }

/* progress */
.progress { list-style: none; padding: 0; margin: 26px 0; display: grid; gap: 12px; }
.progress li { display: flex; align-items: center; gap: 12px; font-weight: 600; color: var(--muted); }
.progress li::before { content: ""; width: 22px; height: 22px; border-radius: 50%; border: 2px solid var(--grey-seg); }
.progress li.done { color: var(--ink); }
.progress li.done::before { background: var(--green-btn); border-color: var(--green-btn); }
.progress li.now { color: var(--ink); }
.progress li.now::before { border-color: var(--green); border-top-color: transparent; animation: spin 1s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

/* result */
.result-hero .big em { font-size: .62em; }
.result-grid { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: 36px; align-items: start; }
.result-main .h2:first-child { margin-top: 0; }
.result-side { position: sticky; top: 96px; }
.fig-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(210px, 1fr)); gap: 12px; margin: 0; }
.fig { background: var(--paper); border: 1px solid var(--line); border-radius: 12px; padding: 14px 16px; }
.fig dt { font: 600 12px var(--mono); text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.fig dd { margin: 4px 0 6px; font-size: 20px; font-weight: 700; overflow-wrap: anywhere; }
.pt-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.pt-list li { background: var(--paper); border: 1px solid var(--line); border-left: 5px solid var(--grey-seg); border-radius: 10px; padding: 12px 16px; }
.pt-list.ok li { border-left-color: var(--green-btn); }
.pt-list.bad li { border-left-color: var(--red); }
.pt-list.warn li { border-left-color: var(--amber); }
.pt-list b { display: block; }
.pt-list span { display: block; color: var(--ink-2); font-size: 15.5px; }
.ev { margin-top: 6px; font-size: 13.5px; }
.ev summary { cursor: pointer; color: var(--muted); font: 600 12px var(--mono); display: inline-flex; gap: 8px; align-items: center; }
.ev-flag { background: var(--amber-wash); color: var(--amber-deep); border-radius: 4px; padding: 1px 6px; }
.ev blockquote { margin: 8px 0 0; padding: 8px 12px; border-left: 3px solid var(--green); background: var(--ivory); font-style: italic; color: var(--ink-2); overflow-wrap: anywhere; }
.ev-note { margin: 6px 0 0; color: var(--amber-deep); }
.dates { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.dates li { display: grid; grid-template-columns: 1fr auto; gap: 2px 12px; }
.dates li span { color: var(--ink-2); }
.dates li .ev { grid-column: 1 / -1; margin: 0; }
.qs { margin: 0; padding-left: 20px; display: grid; gap: 8px; }

/* forms */
.qform, .lform { display: grid; gap: 22px; }
.q { border: 0; margin: 0; padding: 0; }
.q legend { font-weight: 700; font-size: 18px; margin-bottom: 10px; padding: 0; }
.opts { display: flex; flex-wrap: wrap; gap: 8px; }
.opt { position: relative; }
.opt input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.opt span { display: inline-block; padding: 10px 14px; border: 1.5px solid var(--line); border-radius: 999px; background: #fff; font-size: 15px; transition: border-color .15s, background .15s; }
.opt input:checked + span { border-color: var(--green-btn); background: var(--green-wash); color: var(--green-deep); font-weight: 600; }
.opt input:focus-visible + span { outline: 3px solid var(--green); outline-offset: 2px; }
.has-error .opt span, .has-error input, .has-error select { border-color: var(--red); }
.field-error { color: var(--red-deep); font-size: 14px; font-style: normal; margin: 0 0 8px; display: block; }
.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: grid; gap: 6px; }
.field > span { font-weight: 600; font-size: 15px; }
.field small { font-weight: 400; color: var(--muted); }
.field input, .field select, .field textarea { width: 100%; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 10px; background: #fff; font-size: 16px; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--green-btn); box-shadow: 0 0 0 3px var(--green-wash); }
.check { display: grid; grid-template-columns: auto 1fr; gap: 12px; align-items: start; font-size: 15px; color: var(--ink-2); }
.check input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--green-btn); }
.check.consent { background: var(--ivory); border: 1px solid var(--line); border-radius: 10px; padding: 14px; }
.check.consent.has-error { border-color: var(--red); }

/* cover map */
.map { list-style: none; margin: 0 0 24px; padding: 0; display: grid; gap: 12px; }
.map-row { display: grid; grid-template-columns: auto 1fr; gap: 16px; background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); padding: 18px 20px; }
.map-row .st { width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; color: #fff; font-weight: 800; }
.map-row p { margin: 0 0 6px; color: var(--ink-2); }
.map-area { font: 800 22px/1 var(--cond) !important; font-stretch: 75% !important; text-transform: uppercase; color: var(--ink) !important; display: flex; flex-wrap: wrap; gap: 10px; align-items: baseline; }
.map-area small { font: 600 12px var(--mono); text-transform: none; letter-spacing: 0; }
.map-row.covered .map-area small { color: var(--green-deep); }
.map-row.partly .map-area small, .map-row.check .map-area small { color: var(--amber-deep); }
.map-row.none .map-area small { color: var(--red-deep); }
.map-sit { font-weight: 600; color: var(--ink) !important; }
.map-row a { font-weight: 600; color: var(--green-deep); }

/* talk band */
.talk-band { background: var(--ink); color: #fff; padding: 56px 0; margin-top: 20px; }
.talk-band .kicker { color: var(--green); }
.talk-band .lede { color: #C9D2DD; }
.talk-band .big em { color: var(--green); }
.talk-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 32px; align-items: center; }
.talk-cta { display: flex; flex-wrap: wrap; gap: 12px; justify-content: flex-end; }
.talk-band .btn.ghost { border-color: #fff; color: #fff; }
.talk-band .btn.ghost:hover { background: #fff; color: var(--ink); }

/* guides */
.guide-head { padding: 40px 0 10px; }
.crumbs { font: 600 13px var(--mono); color: var(--muted); display: flex; gap: 8px; flex-wrap: wrap; }
.crumbs a { color: var(--green-deep); text-decoration: none; }
.guide-head .big { max-width: 18em; }
.byline { color: var(--muted); font-size: 14px; margin: 0 0 22px; }
.byline a { color: var(--ink-2); }
.answer { background: var(--green-wash); border: 1px solid #BFE6CC; border-radius: var(--r); padding: 18px 22px; max-width: 760px; }
.answer p { margin: 0; font-size: 18px; line-height: 1.5; }
.answer .answer-k { font: 700 12px var(--mono); text-transform: uppercase; letter-spacing: .1em; color: var(--green-deep); margin-bottom: 6px; }
.guide-grid { display: grid; grid-template-columns: 280px minmax(0, 1fr); gap: 48px; align-items: start; padding-top: 24px; padding-bottom: 40px; }
.guide-grid > *, .result-grid > * { min-width: 0; }
.guide-side { position: sticky; top: 96px; display: grid; gap: 20px; }
.toc-h { font: 700 12px var(--mono); text-transform: uppercase; letter-spacing: .1em; color: var(--muted); margin: 0 0 8px; }
.toc ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 2px; border-left: 2px solid var(--line); }
.toc a { display: block; padding: 5px 12px; text-decoration: none; color: var(--ink-2); font-size: 14.5px; line-height: 1.35; margin-left: -2px; border-left: 2px solid transparent; }
.toc a:hover, .toc a.on { color: var(--ink); border-left-color: var(--green); }
.side-cta p { margin: 0 0 10px; font-size: 15px; }
.prose { max-width: 720px; font-size: 18px; line-height: 1.65; }
.prose h2 { font: 800 clamp(26px, 2.6vw, 34px)/1.05 var(--cond); font-stretch: 75%; text-transform: uppercase; margin: 44px 0 14px; scroll-margin-top: 96px; }
.prose h3 { font-size: 20px; margin: 28px 0 8px; scroll-margin-top: 96px; }
.prose p, .prose li { color: var(--ink-2); }
.prose a { color: var(--green-deep); text-underline-offset: 3px; }
.prose ul, .prose ol { padding-left: 22px; }
.prose li { margin: 6px 0; }
.prose strong { color: var(--ink); }
.prose blockquote { margin: 20px 0; padding: 14px 18px; border-left: 4px solid var(--amber); background: var(--amber-wash); border-radius: 0 10px 10px 0; }
.prose blockquote p { margin: 0; color: var(--ink); }
.table-scroll { overflow-x: auto; margin: 20px 0; border: 1px solid var(--line); border-radius: 12px; background: var(--paper); }
.prose table { border-collapse: collapse; width: 100%; font-size: 15.5px; }
.prose th, .prose td { padding: 10px 14px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.prose th { background: var(--ivory-2); font-weight: 700; color: var(--ink); }
.prose tr:last-child td { border-bottom: 0; }
.inline-cta { margin: 40px 0; padding: 22px; border-radius: var(--r); background: var(--paper); border: 1px solid var(--line); box-shadow: var(--shadow); }
.inline-cta p { margin: 0 0 14px; font-size: 17px; }
.faqs .faq { border-top: 1px solid var(--line); padding: 4px 0; }
.faqs h3 { font-size: 19px; margin: 18px 0 6px; }
.sources ol { font-size: 15px; padding-left: 20px; }
.sources li { margin: 6px 0; overflow-wrap: anywhere; }
.sources small { color: var(--muted); }
.disclaimer { margin-top: 36px; display: block; }
.more { background: var(--ivory-2); }
.more .h2 { margin-top: 0; }
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 16px; }
.gcard { display: grid; gap: 6px; align-content: start; background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); padding: 20px; text-decoration: none; transition: border-color .2s, transform .2s; }
a.gcard:hover, .hubcard > a:hover b { border-color: var(--green); color: var(--green-deep); }
a.gcard:hover { transform: translateY(-2px); }
.gcard b, .hubcard > a b { font-size: 19px; line-height: 1.2; display: block; }
.gcard span, .hubcard > a span { color: var(--ink-2); font-size: 15px; display: block; margin-top: 4px; }
.hubcard > a { text-decoration: none; }
.hubcard ul { list-style: none; margin: 10px 0 0; padding: 10px 0 0; border-top: 1px solid var(--line); display: grid; gap: 4px; font-size: 15px; }
.hubcard ul a { color: var(--green-deep); text-decoration: none; }
.hubcard ul a:hover { text-decoration: underline; }

/* footer (named .sitefoot so a card's footer can never pick it up) */
.sitefoot .foot-cols { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 28px; margin-bottom: 18px; }
.sitefoot .foot-cols ul { display: grid; gap: 7px; justify-content: start; }
.sitefoot .foot-h { font: 700 12px var(--mono); text-transform: uppercase; letter-spacing: .1em; color: var(--muted); margin: 0 0 10px; }
.sitefoot .foot-note { color: var(--ink-2); font-size: 14.5px; max-width: 22em; }

@media (max-width: 1080px) {
  .menu { display: block; }
  .nav .btn { margin-left: auto; }
  .result-grid, .guide-grid, .talk-grid { grid-template-columns: 1fr; }
  .result-side, .guide-side { position: static; }
  .guide-side { order: 2; }
  .talk-cta { justify-content: flex-start; }
  .sitefoot .foot-cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .nav .btn.green { display: none; }
  .menu { margin-left: auto; }
  .cols-3, .fields { grid-template-columns: 1fr; }
  .page-hero { padding-top: 32px; }
  .prose { font-size: 17px; }
  .card { padding: 18px; }
  .sitefoot .foot-cols { grid-template-columns: 1fr; }
}

/* place pages and maps */
.geo-grid { display: grid; grid-template-columns: minmax(0, 1fr) 380px; gap: 40px; align-items: start; padding-top: 16px; padding-bottom: 32px; }
.geo-grid > * { min-width: 0; }
.geo-side { position: sticky; top: 96px; display: grid; gap: 20px; }
.geo-main .h2:first-child { margin-top: 0; }
.geo-map { margin: 0; background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); padding: 14px; }
.geo-map svg { width: 100%; height: auto; max-height: 72vh; }
.geo-map path { stroke: var(--paper); stroke-width: .8; stroke-linejoin: round; vector-effect: non-scaling-stroke; transition: opacity .15s; }
.geo-map a:hover path, .geo-map a:focus path { opacity: .75; }
.geo-map a.on path { stroke: var(--ink); stroke-width: 2.4; }
.geo-map .b0 path, .geo-legend .b0 { fill: #DCEFE3; background: #DCEFE3; }
.geo-map .b1 path, .geo-legend .b1 { fill: #F5E6BF; background: #F5E6BF; }
.geo-map .b2 path, .geo-legend .b2 { fill: #F2C98A; background: #F2C98A; }
.geo-map .b3 path, .geo-legend .b3 { fill: #E89A6B; background: #E89A6B; }
.geo-map .b4 path, .geo-legend .b4 { fill: #D2644A; background: #D2644A; }
.geo-map .bx path, .geo-legend .bx { fill: var(--grey-seg); background: var(--grey-seg); }
.geo-legend { display: flex; flex-wrap: wrap; align-items: center; gap: 4px 6px; font: 600 11.5px var(--mono); color: var(--muted); margin-top: 10px; }
.geo-legend i { width: 18px; height: 10px; border-radius: 2px; display: inline-block; }
.geo-legend .bx { margin-left: 10px; }
.metric-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 14px; }
.metric { background: var(--paper); border: 1px solid var(--line); border-top: 5px solid var(--grey-seg); border-radius: 12px; padding: 16px 18px; }
.metric.risk.up { border-top-color: var(--red); }
.metric.risk.down { border-top-color: var(--green-btn); }
.metric.risk.same { border-top-color: var(--amber); }
.metric p { margin: 0; }
.metric-l { font: 600 12px var(--mono); text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.metric-v { font-size: 30px; font-weight: 800; margin: 4px 0 !important; }
.metric-v small { font-size: 13px; font-weight: 500; color: var(--muted); }
.metric-c { font-weight: 600; }
.metric.risk.up .metric-c { color: var(--red-deep); }
.metric.risk.down .metric-c { color: var(--green-deep); }
.metric-r { font: 600 12.5px var(--mono); color: var(--ink-2); margin-top: 4px !important; }
.metric-x { font-size: 14px; color: var(--ink-2); margin-top: 10px !important; }
.metric-s { font-size: 12px; color: var(--muted); margin-top: 8px !important; }
.geo-table { border-collapse: collapse; width: 100%; font-size: 15px; }
.geo-table th, .geo-table td { padding: 9px 12px; text-align: left; border-bottom: 1px solid var(--line); white-space: nowrap; }
.geo-table th { background: var(--ivory-2); font-size: 13px; }
.geo-table th small { font-weight: 400; color: var(--muted); }
.geo-table td:not(:first-child), .geo-table th:not(:first-child) { text-align: right; }
.geo-table a { color: var(--green-deep); font-weight: 600; }
.near { list-style: none; margin: 0; padding: 0; display: grid; gap: 6px; }
.near a { color: var(--green-deep); font-weight: 600; text-decoration: none; }
.geo .sources { padding-bottom: 48px; }
.hub-map { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 28px; align-items: center; margin: 32px 0; }
.hub-map ul { list-style: none; padding: 0; display: grid; gap: 8px; }
.hub-map li a { font-weight: 700; color: var(--green-deep); }
@media (max-width: 1080px) {
  .geo-grid, .hub-map { grid-template-columns: 1fr; }
  .geo-side { position: static; }
}
.geo-map .pin circle:first-child { fill: rgba(13, 26, 42, .18); stroke: var(--ink); stroke-width: 2; vector-effect: non-scaling-stroke; }
.geo-map .pin circle:last-child { fill: var(--ink); }
.geo-map .pin { pointer-events: none; }
.foot-disclaimer { background: var(--ink); color: #E6EBF1; border-radius: 12px; padding: 14px 18px; margin: 0 0 28px; }
.foot-disclaimer p { margin: 0; font-size: 15px; line-height: 1.5; }
.foot-disclaimer b { color: #fff; }
.consent { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 90; display: flex; justify-content: center; }
.consent-in { background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); box-shadow: 0 18px 50px -12px rgba(13, 26, 42, .35); padding: 18px 20px; max-width: 760px; display: grid; grid-template-columns: 1fr auto; gap: 16px; align-items: center; }
.consent-in p { margin: 0; font-size: 15px; color: var(--ink-2); }
.consent-in a { color: var(--green-deep); }
.consent-btns { display: flex; gap: 10px; }
.consent-btns .btn { padding: 11px 18px; }
@media (max-width: 720px) { .consent-in { grid-template-columns: 1fr; } .consent-btns .btn { flex: 1; } }